Prarabdha is the basket of Karma-s enacted earlier and now matured to bear proceeds in immediate future. Such Karma-s may belong to any life / embodiment, contemporary or hundreds and thousands before in past. Prarabdha Karma-s may be dissolved only through redemption by eliciting proceeds. It is impossible to dissolve such Karma-s before they manifest into proceeds as they are already poised to redeem themselves.
Samkalpa is the resolve or determination that one aspires to realise in life irrespective of Prarabdha. Indeed, Samkalpa may be entirely independent of Prarabdha, not even remotely interconnected. Prarabdha refers to past actions while Samkalpa, current and future. However, both are essentially Karma-s of yesterday and today / tomorrow respectively. Prarabdha is unseen, unknown while Samkalpa is seen and known. It is not that Prarabdha cannot be confronted at all. Effects of Prarabdha can be minimized or augmented through appropriate actions by exercising faculty of free will available at our discretion.
Now the nagging question that raises it’s head is whether Samkalpa can supercede Prarabdha. Is it that our lives are encapsulated by Prarabdha with no Samkalpa howsoever robust, capable of overturning that to achieve the apparently impossible albeit targeted ? If that be so, then what is the relevance and rationality behind Samkalpa when Prarabdha is impossible to be ignored ? Is man a slave of Prarabdha or master of destiny by virtue of strength of his Samkalpa ?
Every act of every moment impacts upon subsequent moments of our being, consciousness. Causes and conditions of our emotions, perceptions, volition and grades of consciousness are proceeds of our Karmic activities. All phenomena are in an intransigent state of dynamic flux, changing from moment to moment. Nothing is permanent or forever, including miseries and sufferings. By retaining deserts of vanities, we cannot harvest savannas of virtues. Every sentient is a potential giant. Only our negative Karma-s obfuscate us from beholding this profound reality.
Length of nail inserted inside a piece of wood long ago by someone is now unknown to us. However, to pull the nail out from wood, far greater efforts are required. Since length of nail inserted inside is unknown, one may be unable to conclude how much efforts are required to pull it out now. If length of nail inserted inside is Prarabdha, efforts to pull it out constitute Samkalpa. In such a situation wherein intensity of Prarabdha is unknown, one must assiduously strive in best of efforts towards realisation of Samkalpa without worrying about proceeds. Samkalpa imparts strength of adaptation that delves into innermost recesses of creativity. Overcoming adversity through Samkalpa stimulates and nourishes advancement. Indomitability of human endeavour is supreme which must be allowed unmitigated freedom to cause evolution and transcend Prarabdha.
Prarabdha also imparts Vasana-s i.e. tendencies / inclinations in a particular direction of action. Through consciousness of Samkalpa, one may overcome or intensify those inclinations by the dint of Samkalpa. If one allows oneself to be carried away by those legacies of inclinations and propensities, holding destiny responsible for the proceeds thereof is entirely irrational. It is comfortable to have uninterrupted faith in Prarabdha and absolve oneself of one’s contribution to failures and setbacks. However, that merely discounts phenomenal human endeavour capable of shining like a bright star through the scowling clouds of despondence.
Retribution of Prarabdha is certainly inescapable albeit Vasana-s are programmable through Samkalpa. Desirable and undesirable Vasana-s have been elaborated in scriptures and means explained how to harness them.
Once Prarabdha is redeemed, Vasana-s and Samskara-s rendered ineffective, stage is set to attain ultimate emancipation from shackles of Maya of Prakrti.